A late fee of $10 may apply if you miss a repayment, but there are caps in place to minimise the amount of additional fees charged. Guest access and fees subject to terms and conditions of participating airport clubs.For the most current Delta Sky Club access and pricing policy, please visit delta.com/skyclubaccess. Additional Gold Cards and Additional Green Cards on your Platinum account are not eligible for complimentary access. Visit the Centurion Lounge Website to learn more about lounge locations and guest access policies applicable to international Centurion Lounge locations. Guest access policies (including, but not limited to, guest fees and number of complimentary guests per visit) applicable to international locations of The Centurion Lounge may vary by location and are subject to change.

Additional Gold Cards and Additional Green Cards on your Platinum Card Account are not eligible for complimentary access. Priority Pass members must adhere to all house rules of participating lounges. In some lounges, Priority Pass member must be 21 years of age to enter without a parent or guardian. Priority Pass is an independent airport lounge access program. The Platinum Card Member must present their valid Physical Platinum Card and same-day boarding pass to Virgin Australia lounge agents and the name on the boarding pass must match the name on the Platinum Card. Access is to Virgin Australia-branded lounges at their city of departure in Australia only.

No additional cost to call, but standard phone service provider charges may apply. Offer only available to new credit cards accounts. Offer available in respect of balances transferred from non-Summerland credit card accounts issued in Australia only. Conditions, fees and charges apply. Conditions, fees, and eligibility criteria may apply, see us for details. That’s why, in addition to online and phone banking services, we also have a number of local and accessible branches across the Northern Rivers NSW and South East Queensland.

Money and travel

Platinum Card Members have complimentary access to select Lufthansa Business Lounges (regardless of ticket class) and Lufthansa Senator Lounges (when flying business class) when flying on a Lufthansa Group flight. For a step-by-step guide on the activation process, visit prioritypass.com/activation.LufthansaThis benefit is available to Platinum Card Members. At any visit to a Priority Pass lounge that admits guests, you will be charged the prevailing retail rate for any guests. For a step-by-step guide on the activation process, visit prioritypass.com/activation.Priority Pass™ – Platinum Business and Corporate Charge Cards. If you have not received the Priority Pass card after 14 days, please contact American Express using the number on the back of your American Express® Card.

Drop off appointments allow you to drop off your documents and come back in when your tax return is ready to sign. Our Tax Experts will work with you online at times that fit into your life. American Express and the participating lounge reserve the right to revise the rules at any time without notice. Each participating lounge may have their own policy allowing for children under a certain age to enter for free with the Card Member who is a parent or legal guardian. American Express and the participating lounge will not be liable for any articles lost or stolen, or damages suffered by the Card Member or guests inside the participating lounge. online casinos Amenities, services, and hours may vary by participating lounge and are subject to change without notice.

Because of that, you should, before acting on the information, consider its appropriateness to your circumstances. Please view Key fact sheet for more details on StepPay rates and fees. The credit check is a fast process and you won’t even know it’s going on. This is to help make sure StepPay is appropriate for your financial situation – we want to help you meet your financial needs with the right product for you at the right time. It only takes few minutes to open an Everyday Transaction account. Tap ‘StepPay’ and then tap ‘Apply now’ to see if you’re eligible.

This applies to the hotel or flight booking amount you pay for excluding any Awards points or travel credits redeemed. This applies to the hotel booking amount you pay for excluding any Awards points or travel credits redeemed. If your StepPay is linked to either of these accounts, you will need to update it to an eligible repayment account via the CommBank app. Fees and charges may apply to your linked CommBank repayment account.

You can also apply a temporary spending cap to manage your short-term budgeting needs. Keep in mind if you wish to increase it in the future, you many need to reapply and be approved. CommBank Yello customers can receive up to 10% of the booking amount back in travel credits to use towards any future purchases in Travel Booking.#

Joint or business accounts?

Please visit a branch if you are a joint or a business account holder. $0 – unlimited e-banking transfers; BPAY®, Pay Anyone (including OSKO®) and phone banking transfers Robust security features to keep you safe and secure against unauthorised transactions We are not liable in any way when authorisation is declined for any particular transaction except where the authorisation has been declined because of an act or omission on our part. Authorisations may be declined at some merchants (such as gambling merchants or merchants who choose not to accept Mastercard Prepaid cards). By accepting or using Mastercard Digital Gift Card, you agree to these Terms & Conditions.

• One platform to start, run, and grow your online business.
• Alternatively, ensure the funds are in your linked repayment account.
• Loan reverts to applicable variable rate on maturity of the fixed period.
• This information is general in nature only and does not take into account your personal objectives, financial situation or needs.
• This account doesn’t earn interest.

Building a nest egg for your child is easy with our high-interest Little Star Saver account that rewards you for growing your balance, no hidden fees. Enjoy competitive rates, easy online applications, and local support when you need it. Minimum monthly payments apply during the interest free period. Lending criteria apply. Our innovative internet banking platform and app puts financial control back in your hands and gives you ultimate peace of mind when it comes to your money. With branches conveniently located throughout the region, and innovative online banking services, we offer good old-fashioned customer service with all the bells and whistles of a modern bank.

CommBank AdvancePay is where you apply to access money you expect to be paid, before your next pay day. When you apply, we’ll conduct a credit check to make sure StepPay is right for you, and help to determine your StepPay spending limit. CommBank completes standard credit checks of eligible customers as part of the StepPay approval process. If you’re a new customer, start your journey by opening a CommBank Everyday Transaction account then apply for StepPay.

Customer Support Tool

At Summerland Bank, we offer a wide range of innovative personal banking services tailored to your needs. With a basic home loan, no fuss application. The services offered are subject to the Travel Booking terms and conditions. Travel credits are not transferable or exchangeable for cash.

We are here to make banking feel easy, more human, and better for the future. Unlike traditional banks, our profit doesn’t go to shareholders, they are reinvested into improving our services, products and banking solutions to support you every step of the way. Full details available on application, in the Detailed Credit Card Product Guide and at summerland.com.au. Limited to cash held in a Summerland savings or fixed term deposit account.

Any advice does not take into account your personal needs, financial circumstances or objectives and you should consider if it is appropriate for you. Use it for shopping in-store, over the phone, or online – wherever Mastercard® is accepted1. So that means it’s time to understand applying for your loan, the purchase process and settlement! These awards highlight our commitment to responsible, competitive, and customer-first banking, helping more people access their dreams. Join our SCCU community along with thousands of customers who love our easy to understand banking services and caring customer approach.